What’s next? Experts largely predict mortgage rates to remain steady for the remainder of the year. Fannie Mae predicts 2019 to finish out at 3.7%, while Freddie Mac and the Mortgage Bankers Association expect a 3.9% rate. If the former rings true, affordability could be at its highest point in nearly 20 years, according to Mark Fleming, chief economist at First American. What does it mean for us? The seemingly-small decline in interest rates can have a big impact on home affordability since it means a lower monthly payment.  Recent rate drop indicated that homebuyers could effectively buy $45000 “more house” with same monthly payments as compared to last fall. Buying power to buy an…